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cash back on all other purchases Earn 4% on gas station purchases, 3% on dining purchases at restaurants, and 2% on grocery store purchases for the first. It is personal preference, and I prefer cash back rewards. Cash back allows flexibility and can usually be redeemed at any time. The main. If you're maximizing your points, travel rewards cards will give you more value than a cash-back credit card. That said, if you don't like to travel, it doesn't. Get unlimited cash rewards with a Key Cashback Mastercard. Learn how you can earn up to 2% cashback on every purchase when you bank and save with Key. 5% cash back on travel purchased through Chase Travel℠, the premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.
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